Products & Services
QVS has extensive experience in providing valuation solutions to the mortgage industry.
The company's products and services support a variety of disciplines and are available
in all 50 states. QVS provides both traditional and non-traditional appraisal services
and hybrid products to support due diligence, retrospective and reconciliation activities.
Traditional Appraisal Services
SFR-1004, 1004c, 1004D, 1004MC, 1007, 1025 – Small Residential Income Property Appraisal, 1073 – Individual Condominium Unit Appraisal Report, 1075 – Exterior-Only Inspection Individual Condominium Unit Appraisal Report, 2000- One-Unit Residential Appraisal Field Review Report, 2000A – Two-to-four Unit Residential Appraisal Field Review Report, 2055 – Exterior-Only Inspection Residential Appraisal Report, 2090 – Individual Cooperative Interest Appraisal Report, 2095 – Exterior-Only Inspection Individual Cooperative Interest Appraisal Report, Desktop Appraisals.
Non-Traditional Appraisal Services
AVMs and data for loan origination, portfolio review, loss mitigation and quality control. The AVMs include the following that can be ordered individually or in bulk. Additionally these AVMs can be setup into proprietary cascades.
• Veros
• Casa
• HVE
• HPA
• Pass
• ValuesureX
• Sitex
• AVMax
• I-Val
• VP4
• Intellireal
Hybrid Products
Reconciled Price Solution
The Reconciled Price Solution is a BPO alternative product. A physical exterior or interior inspection of the subject property is performed and an analysis is completed. An QVS appraiser further analyzes the data returned and reconciles the value; thus, eliminating the need for further review of the product. The RPS competes with and exceeds the benefit of the BPO due to the level of analysis performed.
Mitigation Solution (BPO reconciliation)
The Mitigation Solution reconciles valuation products submitted by a lender/client. This product is often utilized for BPO reconciliations or the reconciliation of a combination of valuation products/services. Many of these services are performed as a retrospective analysis and are often used to dispute re-purchase requests.
Property Inspection Solution
The Property Inspection Solution is typically utilized by lenders after a natural disaster (e.g. fire, flood) to verify the present condition of the property in question.
Appraisal Risk Assessment
A desktop risk screening performed on a completed appraisal report which assesses a number of risk factors pertinent to an underwriter, lender, etc.
Easy Price Solution
An Easy Price Solution is an interactive or appraiser assisted AVM. The data returned from an AVM is analyzed by an appraiser and a value is derived based on a market grid with 3 sales deemed to be the best indicators of value. Current listings are also analyzed and included in the reconciliation.
For more information about our products and services, please feel free to contact us anytime.
Sales:
1.949.206.0445 x777
Appraiser Panel: 1.949.206.0445 x779
Compliance and QC: 1.949.206.0445 x219
Customer Service: 1.949.206.0445 x778
General Inquires: 1.949.206.0445 x0
E-mail: support@qualvs.com
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Each client has requirements beyond standard guidelines. We incorporate those requirements in our engagement letters that go out with every assignment. Our appraisers review these documents to assure that client expectations are met. Additionally, our QC department and automated rule process reviews every delivered report to match client requirements. An Example 1004 Engagement Letter is below:
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1004 Engagement Letter
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Appraiser assisted valuation reports are being requested as a gap product between a BPO and traditional appraisal services. Interagency guidelines recognize the need for subject knowledge in combination with AVM and analytic information for valuation decisions used in origination decisions. QVS has filled this need with our Hybrid product. An Example Hybrid Product:
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Hybrid Report
- Testimonials
- "Thank you so much. I appreciate this more than you know. I have never had an appraisal management company go over and above with a customer like this. -Audrey Hayslip"
- Quick Links:
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Technology
QVS utilizes advanced technology to facilitate the ordering, routing, and completion of valuation products. The core platform is recognized by the mortgage industry and is hosted in a SAS-70 type II audited facility.
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Panel
Each appraiser applying to be added to the QVS panel must provide their state certification, evidence of designations, current Errors & Omissions insurance coverage and geographic coverage areas.
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Partnership
QVS believes in building long lasting client relationships. Every client is different and therefore QVS is committed to forging long-term relationships that build trust, respect, synergies of knowledge..
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Feedback
Send us some feedback on how QVS is servicing you.